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Pay Veterinary Costs Over Time with the CareCredit Credit Card*
CareCredit is a health and pet care credit card that gives you the ability to pay over time with flexible financing options for purchases of $200 or more.*
Pay Over Time
Easy and flexible financing options to pay for out-of-pocket expenses over time.
Apply & get an instant credit decision
See if you prequalify with no impact to your credit score.
Get Care & Pay Right Away
If you’re approved, you can start using your CareCredit credit card immediately.
Continual Use
You can use your CareCredit credit card for veterinary care, as long as you have available credit. No need to reapply.
*Subject to credit approval by CareCredit. See carecredit.com for details.
Scratchpay
Care first, pay later. Scratchpay provides pet parents with simple transparent payment plans. Scratchpay isn’t a credit card. Checking your plan options will NOT affect your credit score.
Highlights of the Scratchpay Program
- Instant Approval
- Plans as low as 0% APR
- No hidden fees
- No prepayment penalty
- No deferred interest
All Pet Card
We’re proud to accept the All Pet Card, designed just for pet owners. It’s a simple, affordable way to get what your pet needs — from veterinary care, to training and boarding — and pay over time.
Benefits include:
- No interest if paid in full within 6 months on purchases of $250 or more or 12 months on purchases of $500 or more made with your All Pet Card
- No down payment or annual fee
- Use again and again for pet care expenses including routine or urgent care, medications, boarding stays, or training sessions at participating pet care providers
- Fast and easy prequalification with no impact to your credit score
All Pet Card credit card accounts are issued by Comenity Capital Bank. Subject to credit approval. No interest if paid in full within 6 months on purchases of $250 or more or 12 months on purchases of $500 or more made with your All Pet Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 months.